简介:JiaXiangdejustdidn’tknowwhattodowhen,fiveyearsago,helosthisjobatastate-ownedchemicalfactory.Hewasgivenmi"unemploymentpay"of200yuan(US$24.1)permonthforhisfamilyofseven."Mywilehadnojobandlifewasreallyhardforus,"herecalls."IhadthoughtIwouldbedoneforuntilthegovernmentsteppedintohelp.Igotapettyloanfromthegovernment,andthathashelpedmeturnanewleafinlife."
简介:Micro-retailenterprises(MREs)havehadtoadapttochangingconditionsinregardstomobilepayments(m-payments)andaccesstoloans.TheauthorsbuiltonthepublishedresultsoftwoprevioussurveysofMREs.Onethousandninehundredandninety-eightMREsinfourcitiesinChinaweresurveyedinMayandJuneof2018todeterminetheuseandimportanceofm-paymentstotheirbusiness,theiraccesstoloans,andpatternsofentrepreneurship.Whilesometrendsremainunchanged,atleasttwosignificantfindingsemerge.M-paymentshavenotonlygainedalmostuniversalacceptancebyMREsinChina;theyaretheoverwhelminglypreferredpaymentmethod.Inourlastpaper,wearguedthat“m-paymentsmayrepresentaformofleapfroggingtechnologywhichwillspurgrowthinthissector”andthispaperprovidesadditionalevidencethisisoccurring.M-paymentsshoweverysignofbeinganexampleofaleapfroggingtechnologythatisquicklychangingtherulesforretailintheMREsectorandopeningnewopportunitiesforbusinesseswhileloweringtransactioncosts,reducingfraud,andimprovingcustomersatisfaction.Thereareintriguingimplications,includingchangestothepaceofm-paymentsreplacingcreditcards.Second,whileitremainstruethatoverall,accesstoloansforMREsislimited;thereisagreatdealofvariationbetweentier-onecitiesandtier-twoandtier-threecities.
简介:FarmersLedtoProtectBiodiversityByCHENLIANGUNTILTWOyearsago,ZhaoXiaodongandhiscolleagueswerepersonanongratain127villagessurrou...
简介:Ontheocasionofthe25thanniversaryoftheestablishmentofdiplomaticrelationsbetwenChinaandAustralia,ahigh-leveldelegationoftheChi?..