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Bank's Self-learning Process in a Gray System of Credit Risk

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摘要 Abankhadbetterrationitscreditifitfirstentersagraysystemofcreditinformationwhereitcannotdistinguishbetweenthelow-andhigh-riskborrowers.Asthebankkeepsalong-termrelationshipwithitsborrowersthebanklearnsabouttheborrowersthroughtime.WiththehelpoflogitmodelandBayesrule,abankcanprocesscustomer＇screditinformationandbuildabettercredittermitgives.

DOI yzdlon12dl/38616

作者 CHAO Jian-xiong

机构地区不详

出处《系统科学与系统工程学报：英文版》 2001年4期

关键词 CREDIT RATIONING LOGIT model BAYES rule

分类 [自然科学总论][系统科学]

出版日期 2001年04月14日（中国期刊网平台首次上网日期，不代表论文的发表时间）

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来源期刊

系统科学与系统工程学报：英文版

系统科学与系统工程学报：英文版

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相关关键词

CREDIT RATIONING LOGIT model BAYES rule

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